visa/master/american ex rechargable pre-paid card
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| QNo.20001113 | visa/master/american ex rechargable pre-paid card | |
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| ID:chicag243 |
How do you use those cards? Are they convenient? Do you have any trouble with them? I though it might be safer to use those than a credit card for on-line shopping. Please tell me anything associated with this. Thanks! |
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| Date Posted: 10/01/13 06:20 |
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This question is closed
AnswerGood Answer 20pt |
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| ANo.1 | The website below might be helpful. It seems like prepaid credit cards were invented for those who had a poor credit history. Personally I think it is safer to use a prepaid card online than a regular credit card. You don't have to worry about your information being stolen. You also don't have to worry about spending more than you can afford if you put the exact amount of money that you are going to spend in a prepaid card. Here are some quotes from the website that I put in the URL Reference. The advantages of prepaid debit cards include being safer than carry cash, worldwide functionality due to Visa and MasterCard merchant acceptance, not having to worry about paying a credit card bill or going into debt, the ability for anyone over the age of 18 to apply and be accepted without regard to credit quality and the ability to reload with any amount of money online, over the phone or at any ATM worldwide. The disadvantages include the fact that you don't have the luxury of using a credit card bank's funds for 25 days for free (but you could also look at that as an advantage, too). Another is if the card is lost or stolen Visa and MasterCard have much stricter notification requirements than with a credit card. All in all the advantages of prepaid debit cards usually outweigh the disadvantages -- especially for those individuals who don't have access to standard credit cards due to lack of credit history or because their credit rating is less than perfect. |
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| ID: cutesquirr | |
| Answer Type: Advice Experience Level: Normal Confidence Level: For reference |
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| Date Posted: 10/01/22 12:40 |
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| URL Reference | http://www.creditcards.com/credit-card-news/prepaid-debit-card-bene... |
| Thank You Message | Thanks, You know, I am scared to use credit or debt card for on-line shopping..... |
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